By Donald WittkowskiA new agreement approved Thursday will allow Ocean City to send sediment dredged from its lagoons and back bays to the town of Pleasantville, but some local residents believe the deal is a way for a wealthy community to dump its “toxic slime” on a poor municipality.Ocean City wants to get rid of the muddy sediment as it moves ahead with a comprehensive dredging program, but Pleasantville plans to use the material as fill for its Lakes Bay waterfront redevelopment area, a proposed project that would include homes, retail shops and office space.Although the agreement sounds mutually beneficial for both towns, three critics expressed fear that Pleasantville’s residents might be exposed to toxins possibly mixed in with the sediment. They also alleged that affluent Ocean City appears to be taking advantage of Pleasantville, an impoverished community.“It’s like the rich community is dumping its spoils on the poorest community,” Ocean City resident Georgina Shanley said.Shanley, her husband, Steven Fenichel, and Ocean City teacher Cynthia Hart spoke out against the agreement during Thursday’s City Council meeting. They urged Council not to go through with the deal.However, Council unanimously approved the agreement after hearing assurances from its attorney that the dredge spoils undergo regular environmental testing and are not toxic.“I don’t think the public has to worry that we’re foisting toxic material on Pleasantville,” City Solicitor Dorothy McCrosson said.Council approved a new agreement to send sediment dredged from Ocean City’s back bays to the town of Pleasantville.McCrosson also said that the dredging industry is tightly regulated by the state Department of Environmental Protection, which requires Ocean City to follow stringent standards while providing even greater protection for Pleasantville’s residents.“Every step of the way the DEP has standards we have to meet,” she said.Hart, a teacher for 30 years, wanted Council to table the agreement until the results of toxicity tests on the dredge spoils could be published.McCrosson said the public is free to request the results of environmental testing or other information on the dredging project from the DEP or the two towns.Fenichel, a local doctor, likened the Ocean City-Pleasantville agreement to a bad Hollywood movie in which a well-to-do town dumps its “toxic slime” on a poor community. He characterized it as a “toxic gift from Ocean City.”“Is this muck toxic? Fair question. How could it not be?” Fenichel asked, after alleging that the lagoons could have been polluted from discharge from the nearby B.L. England power plant.A resolution approved by Council formalizing the agreement with Pleasantville noted that they dredge spoils “have been identified as appropriate materials for use at the Pleasantville site.”Ocean City is in the midst of a three-year, $20 million dredging program to deepen its sediment-choked lagoons and back bays. Some of the lagoons are so shallow that boat owners are trapped at their slips or must wait until high tide to gain access to the water. The city’s marinas are also threatened by the thick sediment.To clear out the lagoons, the city is planning a comprehensive dredging program that would span the island from “tip to tip.” An estimated 1 million cubic yards of sediment must be dredged from the lagoons and channels, enough muck to fill about 15 football stadiums.Previously, Ocean City had an agreement with Wildwood to send its dredge spoils to that town to serve as cover, or “a cap,” for a landfill. The Wildwood landfill has since been capped, so Ocean City has been looking for other ways to dispose of the dredge spoils.Ocean City Business Administrator Jim Mallon told Council that the city has been in discussions with Pleasantville about a “shared services agreement” for the dredge spoils. Echoing McCrosson’s statements, Mallon explained that the sediment must be tested before it is transported to PleasantvilleUnder the agreement, Ocean City will pay Pleasantville $85 per cubic yard of dredge material to have the spoils removed. Pleasantville, in turn, plans to use the material to build up its Lakes Bay redevelopment area, a 38-acre bayfront tract that has been eyed for years as a site for new homes and commercial projects.Marty Mozzo, chairman of the Ocean City Environmental Commission, delivered an annual report to Council.Also at Thursday’s Council meeting, the chairman of the Ocean City Environmental Commission gave an annual report that praised the town’s efforts to protect the environment.Marty Mozzo, who has headed the commission for about three years, said the commission serves as an important tool for educating the public about the ocean, beaches, dunes and wildlife. He also said the commission will occasionally act as a watchdog group to safeguard the environment and the public.“Our goals are ambitious as an environmental commission,” Mozzo said, while thanking Council and Mayor Jay Gillian’s administration for their support. Roosevelt Boulevard entryway to Ocean City’s main storage site for dredge spoils.
Erin Rice | The Observer This weekend, PrismND will host its second annual retreat — one it hopes will foster reflection and a feeling of fellowship within the lesbian, gay, bisexual and transgender (LGBT) community at Notre Dame, PrismND spirituality commissioner Shannon Connolly said.Connolly said the retreat looks to serve LGBT students whose spiritual needs may not be entirely met by what is provided on campus.“There are not many venues on campus that are, understandably, willing to create a space that addresses LGBT student needs in terms of spirituality,” Connolly said. “ … And that’s understandable because that’s not serving the needs of the majority. That’s definitely not the majority here. So, there are conversations that happen on campus around the theology of [LGBT issues], which is great, there are a lot of fellowship opportunities in general and resources in general, but we feel really called to offer that space where orientation or gender identity isn’t going to come up as an issue.”Sophomore and PrismND secretary Jennifer Cha said the club established the retreat to give LGBT students the chance to engage with the faith life “so integral to Notre Dame’s identity.”“Spirituality and LGBTQ life are sometimes portrayed in opposition to each other, and we wanted to challenge that idea by creating a space where the two can be not only in conversation with but intimately connected to each other,” Cha said.Connolly said she hopes the retreat, which will feature LGBT student speakers in addition to other basic retreat activities, will foster internal reflection.“I’d like to think that [the retreat] will invite people to look at a process that they don’t have time to look at,” Connolly said. “Journeying with your orientation or your gender identity is something that’s very difficult, and it’s part of who you are. … Not only is [the retreat] an invitation to take that time [to explore that], it’s an invitation to be with people who understand it, to be in a place where you can reach out to people.”Campus response to the retreat has been mixed, Connolly said.“Notre Dame itself, the administration, has been incredibly supportive,” she said. “Campus ministry, rectors, there are too many people to name who have been supportive. The student body has mixed reviews a lot of the time. It’s hilarious how many people think we’re actually trying to ‘pray the gay away.’ Some people I don’t think understand how this is kosher, but we definitely do keep it in line with Catholic teaching.”The question of PrismND’s involvement with student allies is one that has come up during the planning of the retreat, which is open to all students regardless of sexual orientation, Connolly said.“The question of how much room do we make for allies is a big one,” she said. “Is [PrismND] an organization that serves as an ambassador from the community to allies, trying to say ‘this is what we’re about, welcome?’ Or is it more of an inward-facing organization, as a space for [LGBT] to communicate? Ideally both. And the retreat is one of the most inward-facing places we have. I think last year we had one or two allies, and they were people who had already been deeply involved in the LBGT community …“So this is not necessarily something that I would encourage allies to go on as their first foray into being better allies. Because I think it would just be a lot. This is a really personal and intimate retreat. I think the experience of the allies we had come last year was positive, and I think they already understood a lot about what it means to be LGBT. So if someone didn’t understand that, it would be kind of difficult.”But overall, the retreat’s focus on LGBT issues will be less alien to allies than they might think, Connolly said.“I’d say the LGBT ‘lens’ doesn’t change things as much as people would think it does,” she said. “So, while all of our speakers are speaking on LGBT issues, coming from an LGBT perspective, there are other activities that don’t have any orientation. … I think a lot of the time, you think you’re coming from an LGBT perspective, and you are, but an LGBT perspective includes the same questions anyone else is going through. Am I doing the right thing? Am I hurting the people I love? How do I forgive myself for who and what I’ve been? How do other people forgive me? How do people see me? It’s all the same questions.”The PrismND retreat will take place Friday and Saturday.Tags: Jenn Cha, LGBTQ retreat, PrismND, Shannon Connolly
Share This StoryFacebookTwitteremailPrintLinkedinRedditGOLF-PGA CHAMPIONSHIPJohnson heads tight leaderboard at Harding ParkSAN FRANCISCO (AP) — Dustin Johnson shot a 5-under 65 in the third round at TPC Harding Park to enter the final round as the PGA Championship leader at minus-9. He had eight birdies in the round, which helped him forget a bogey on No. 6 and a double three holes later. Both times, he birdied the next hole. MAC schools rely heavily on revenue from playing road games against power conference teams. Most of those games were canceled when the Power Five went to exclusively or mostly conference games. A meeting of its presidents earlier in the week was expected to produce an agreement on how to go about a fall season. Instead, some schools pushed to not play. In other college sports news:— The Big Ten has told its schools that until further notice full contact football practices cannot begin. The conference announced all teams will remain in the first two days of what is known as the “acclimatization period” as teams work in just helmets. The Big Ten said all other fall sports will continue to work with team physicians and athletic trainers to adjust practices to the appropriate level of activity. — Pittsburgh junior defensive tackle Jaylen Twyman has opted out of the 2020 season to focus on next year’s NFL draft. Twyman was a second-team All-American in 2019 when he registered 10 1/2 sacks. The 6-foot-2, 290-pound Twyman said his decision is not about COVID-19, but rather about taking care of his family’s needs. Johnson’s only major victory was the 2016 U.S. Open.Eleven other players will be three shots back heading into Sunday’s round. Scottie Scheffler also fired a 65 that leaves him tied with Cameron Champ at 8 under. Two shots back are Brooks Koepka (KEHP’-kuh), Paul Carey and Collin Morikawa, who fired a 65.NBA-SCHEDULEMurray returns to lead NuggetsLAKE BUENA VISTA, Fla. (AP) — The Denver Nuggets welcomed back one of their stars on Saturday and solidified their hold on third place in the NBA’s Western Conference. Harvick wins again at MISBROOKLYN, Mich. (AP) — Kevin Harvick raced to his fifth NASCAR Cup Series victory of the season by outlasting Brad Keselowski in overtime in the opener of a weekend doubleheader at Michigan International Speedway.Harvick won for the fourth time at MIS — and three of those victories have been in the last three years.Ford has now won five straight Cup races at Michigan and swept the top two spots Saturday with Harvick and Keselowski. Martin Truex Jr. was third, followed by Ryan Blaney and Kyle Busch.Busch remains winless on the year with five races left in the regular season. — Padres first baseman Eric Hosmer was activated from the injured list after missing 11 of the first 14 games with gastritis. Hosmer said he never received a precise diagnosis of the ailment and plans to see specialists after the season.VIRUS OUTBREAK-COLLEGE SPORTSMAC cancels fall sports due to virusUNDATED (AP) — The Mid-American Conference has become the first league competing at college football’s highest level to cancel its fall season because of COVID-19 concerns.The MAC announced on Saturday that all fall sports have been canceled, although it is exploring the idea of making them up in the spring. The MAC’s 12 schools are facing a significant financial burden by trying to maintain costly coronavirus protocols. Jamal Murray scored 23 points, including the tying and go-ahead baskets in the Nuggets’ double-overtime win against the Jazz, 134-132. He sank a fallaway jumper for a 123-all tie and then beat the shot clock with a go-ahead 3-pointer. Murray had 12 rebounds and eight assists, just missing a triple-double in his first game since March 11. He missed the Nuggets’ first four games of the restart due to a tight hamstring.The Nuggets overcame Donovan Mitchell’s 35 points for Utah, including a 3-pointer with 4.2 seconds remaining in the second overtime.In other NBA action:— T.J. Warren poured in 39 points, including seven straight to put the Pacers ahead in the final two minutes of a 116-111 downing of the Lakers. LeBron James had 31 points, eight rebounds and seven assists after sitting out the first game since the Lakers clinched the top seed in the Western Conference. — Luka Doncic (DAHN’-chihch) posted his league-high 17th triple-double of the season by delivering 36 points, a career-high 19 assists and 14 rebounds for the Mavericks, in a 136-132 win over the Bucks. Giannis Antetokounmpo had 34 points, 13 rebounds and five blocks for the Bucks, who led by three before Dallas closed on a 7-0 run. AUSTRALIA-MATCH STABBINGSPlayer, spectators stabbed in Sydney rugby league violence SYDNEY (AP) — Rugby league officials in Sydney and police say an under-20 match has ended in violence with a player allegedly stabbing a competitor and two spectators. Police say emergency services were called to the scene following reports of an assault after a community game. A police official says that as a result of a fight, one male who played for one of the teams was stabbed by another male who also played for the opposing team. He says, “Two spectators also became involved in the altercation and they were stabbed as well.” Associated Press Elsewhere around the majors:— Austin Slater had nine career home runs before going deep twice off Clayton Kershaw in the Giants’ 5-4 win versus the Dodgers. Kershaw also surrendered a home run to Mike Yastrzemski (ya-STREHM’-skee) while being reached for four runs and seven hits in just 4 1/3 innings.— Niko Goodrum, Miguel Cabrera, C.J. Cron and Jeimer (JAY’-mur) Candelario homered in the first inning to ignite the Tigers’ 11-5 win over the Pirates. JaCoby Jones added a sixth-inning blast and Cron capped the scoring with an RBI double in Detroit’s second straight win.— Frankie Montas pitched seven shutout innings and the Athletics picked up their eighth consecutive win by downing the Astros, 3-1. Marcus Semien homered in the first after hitting a walkoff single to end a 13-inning win on Friday.— Jake Arrieta picked up his first win in more than a year by tossing three-hit ball over six innings of the Phillies’ 5-0 shutout of the Braves. Jay Bruce smacked a three-run homer and J.T. Realmuto (ree-al-MOO’-toh) went deep for the third straight game. August 9, 2020 MLS to resume regular season UNDATED (AP) — Major League Soccer says it will resume its season once the MLS is Back tournament in Florida wraps up. The league’s 26 teams will each play 18 games, with the first between FC Dallas and Nashville set for Aug. 12. Dallas and Nashville are playing three additional games after withdrawing from the league’s tournament because of positive COVID-19 cases. A majority of games will be played without fans because of local regulations. Teams will be subjected to a rigorous testing protocol and will use charter flights to travel. MLS suspended the season on March 12 because of the pandemic after teams had played two games each. In Toronto, Nicolas Aube-Kubel (oh-BAY’ koo-BEHL’) scored twice in the first period and Carter Hart finished with 23 saves as the Flyers downed Tampa Bay, 4-1. Joel Farabee set up the game-winner and added a second-period goal that put the Flyers ahead 3-1.The Flyers went 3-0 in round-robin play after winning nine of their last 10 regular-season games. Philadelphia’s reward is a meeting with the Montreal Canadiens.Tyler Johnson had a power-play goal for the Lightning, who will take on either Toronto or Columbus in the first round.MLB-SCHEDULECole just misses 20th straight The All-Star guard will have surgery on his left knee, damaging the Sixers’ hopes for a deep playoff run. There was no immediate timeframe for his return, and it’s likely that no firm timetable on his recovery will be set until after the surgery.Simmons left Wednesday’s game against Washington midway through the third quarter because of the injury.In other NBA news:— This season’s three NBA MVP finalists have won the award before. The trio announced Saturday is reigning MVP Giannis Antetokounmpo (YAH’-nihs an-teh-toh-KOON’-poh) of the Bucks, four-time MVP LeBron James of the Lakers and 2017-18 winner James Harden of the Rockets. James would join Kareem Abdul-Jabbar, Michael Jordan and Bill Russell as the NBA’s only five-time MVPs. Antetokounmpo is bidding to become the 12th back-to-back winner of the award. NHL-SCHEDULE Samardjiza on ILUNDATED (AP) — Giants hurler Jeff Samardjiza (sah-MAHR’-jah) has been placed on the 10-day injured list due to right shoulder impingement. Manager Gabe Kapler said the right-hander told trainers and the coaching staff that he felt like he wasn’t able to get the arm loose during Friday’s game. Samardjiza went four-plus innings and allowed six runs on seven hits in a 7-2 loss to the Dodgers. In other big league news Saturday: — The Rangers picked up a 2-0 win on Joey Gallo’s two-run homer. Six Texas pitchers combined on a four-hitter as Kolby Allard worked five innings before Edinson Volquez worked the sixth for his first major league win since 2017.— The Mets were 8-4 winners against the Marlins as Michael Conforto and Pete Alonso slammed two-run homers before J.D. Davis broke it open with a three-run blast. Rookie David Peterson allowed two runs over five innings to help New York end Miami’s six-game winning streak.— Jorge Soler homered in back-to-back innings, the second of which came in a six-run fourth that propelled the Royals past the Twins, 9-6. Nicky Lopez hit a two-run shot and Salvador Perez also went deep as the first seven Royals reached base in the fourth.— Five Blue Jays pitchers combined on a four-hitter in a 2-1 win at Boston. Bo Bichette had two hits and an RBI to help Toronto halt a two-game skid.MLB-NEWS NFL-BROWNS-LANDRYLandry activated CLEVELAND (AP) — Cleveland Browns wide receiver Jarvis Landry has been activated from the physically unable to perform list, clearing the way for him to practice in training camp following off-season hip surgery.He underwent an extensive procedure to correct a issue that slowed him last season but didn’t keep him off the field. Landry hasn’t missed a game in six seasons and recorded 83 receptions for 1,174 yards and six touchdowns in 2019.NASCAR-MICHIGAN — Ryan Castellani combined with three relievers on a one-hitter as the Rockies downed the Mariners, 5-0. Chalie Blackmon opened the scoring with a three-run double in the fifth.— Starling Marte and Stephen Vogt (voht) hit solo homers in the sixth inning of the Diamondbacks’ 3-2 victory at San Diego. Merrill Kelly gave up one run over six frames to get the win.— Zach Plesac (PLEE’-sak) tossed six strong innings and the Indians erupted for six runs in the fourth inning of a 7-1 victory over the White Sox. The Indians had been blanked for 13 innings before Franmil (FRAHN’-meel) Reyes and Jordan Luplow each hit a two-run homer in the fourth. — Pat Valaika, Pedro Severino and Anthony Santander homered during a five-run eighth that gave the Orioles a 5-3 verdict over the Nationals. Baltimore went into eighth with just two hits and trailing 3-0 before rallying against Sean Doolittle and Daniel Hudson.— Anthony DeSclafani allowed two singles over six scoreless innings to pitch the Reds past the Brewers, 4-1. Eugenio Suarez hit a three-run homer in the first to put the Reds on top to stay. UNDATED (AP) — Gerrit Cole came within one out of winning his 20th consecutive decision despite another power display by the New York Yankees. Homers by Aaron Judge, Giancarlo Stanton and Mike Ford powered the Yankees to an 8-4 win over the Rays in Game 1 of a twinbill. Cole had a 5-0 lead as he entered the fifth inning, but he had to be pulled one strike shy of qualifying for the victory. Jose Martinez belted a two-run homer that made it 5-3 and ended Cole’s outing.Cole was bidding to tie Roger Clemens, Jake Arrieta and Rube Marquard for the third-longest streak ever. Hall of Famer Carl Hubbell leads the list with 24 in a row, followed by Roy Face with 22. The Rays salvaged a split of the doubleheader as Austin Meadows provided a tiebreaking, two-run single in a 5-3 decision over New York. The Rays used six pitchers during a bullpen day that ended when Judge flew out deep with a runner on base. HORSE RACING-TRAVERSTiz the Law wins againSARATOGA SPRINGS, N.Y. (AP) — Belmont winner Tiz the Law has easily won the $1 million Travers Stakes at Saratoga and heads to Kentucky for next month’s Derby as the favorite.Ridden by Manny Franco, Tiz the Law ran 1 1/4 miles in 2:00.65 and paid $3, $2.40 and $2.10.The 3-year-old colt remains undefeated this year with four straight graded stakes victories. — The Suns are 5-0 since the restart after Devin Booker scored 35 points and Jevon Carter added a season-high 20 in a 119-112 victory against the Heat. Carter made six of eight 3-pointers for Phoenix, which is two games behind Memphis for the final Western Conference playoff berth.— Rodney McGruder hit a 3-pointer with 26.5 seconds left to push the Clippers past the Trail Blazers, 122-120. Portland led much of the game, but Los Angeles closed on a 12-5 run to pull out the victory. The Clippers were without Kawhi (kah-WY’) Leonard and played the last five minutes without Paul George after he scored 21 points.NBA-NEWSSimmons needs knee surgeryLAKE BUENA VISTA, Fla. (AP) — The Philadelphia 76ers will spend the rest of the NBA season and playoffs without Ben Simmons. F1-70TH ANNIVERSARY GPBottas on pole for Silverstone GP ahead of teammate HamiltonSILVERSTONE, England (AP) — Valtteri Bottas edged out Mercedes teammate and championship leader Lewis Hamilton to claim the pole position for Formula One’s 70th Anniversary Grand Prix.Bottas clocked 1 minute, 25.154 seconds, 0.063 seconds ahead of the six-time world champion. It gave Bottas his first pole since the opening race of the pandemic-delayed season in Austria, which he went on to win. MLS-SEASON RESUMES Update on the latest sports Knights take top seed with OT win over AvsEDMONTON, Alberta (AP) — The Las Vegas Golden Knights and Philadelphia Flyers have grabbed the top seeds in the Stanley Cup Playoffs. The Golden Knights captured the No. 1 seed in the West by taking a winner-take-all with Colorado before the Flyers knocked off Tampa Bay to claim the top seed in the East.Alex Tuch (tuhk) scored with 16 seconds remaining on the clock in overtime to give the Knights a 4-3 victory over the Avalanche. Vegas took a 3-2 lead on a penalty shot by Jonathan Marchessault (MAHR’-sheh-soh) early in the third period, but the Avs forced OT when J.T. Compher beat Robin Lehner with 62 seconds left in regulation.Marchesault tallied twice and Lehner finished with 32 saves for the Knights, who will take on the Blackhawks in the first round.The Avs and Coyotes will square off in another first-round series.
LaLiga Santander* Data updated as of January 17, 2020 Barcelonismo lives hooked to the effect Setién, who since his landing at the Camp Nou replacing Ernesto Valverde monopolizes the front pages of the Barcelona press. Everything the Cantabrian coach does is news, whether on or off the pitch. Inside with the change of routines that he has established in the operation of the team to prepare the matches and that will take shape in the training the same Sunday hours before his debut before the Pomegranate, and out with the conjuration dinner of the staff that organized yesterday in a well-known restaurant in Barcelona. “Conjure Setién” title Sports world with the images of the players at dinner yesterday highlighting the data that came Riqui Puig, who is already in first team dynamics. For its part, Sport talk about “good vibes and work”. This newspaper highlights the “renewal of the work plan” and states that “the coach enters with good foot in the locker room”.Setién also has his space in the general press. In The vanguard your team is analyzed in detail, while in The newspaper They list their great challenges. For its part, L’Esportiu highlights that the new technician returns to “old habits” of work.
Claire Connachan is an FX expert and has worked at one of the UK’s largest independent foreign exchange companies.We’ve got more practical travel tips below:All about the airline laptop banAs easyJet becomes the first UK airline to announce a hand luggage ban on laptops and tablets, we explain what this flight ban means for your travel plans.How to keep your luggage safe abroadHere are 8 theft-proof travel accessories to keep you and your luggage secure next time you jet-off. Which travel vaccinations do you need for where?So, you’ve got your flights, you’ve booked your accommodation, now all that’s left to do is get yourself protected. We’ve got the lowdown on the jabs that will keep you healthy on holiday.*Published April 2017. Any prices are lowest estimated prices only at the time of publication and are subject to change and/or availability.Skyscanner is the world’s travel search engine, helping your money go further on flights, hotels and car hire. 3. Watch the exchange ratesWatch the daily “interbank” rates on a money converter app like www.xe.com on your chosen currency so you know what makes a good exchange rate. Currency fluctuates constantly, so the price you get will never be the same from day to day. Many things cause travel money to wobble, from employment figures to economic forecasts to interest rates, as well as the ongoing uncertainty around Brexit, which continues to have an impact on the pound to Euro exchange rate. When is the best time to change currency?Allow plenty of time to watch currency movements; start looking at least one month before your holiday and buy when the rate is climbing and the pound is strongest ie. when you get the most euros, dollars or other currency for your sterling. This also gives you enough time to order your travel money online if this works out cheaper (see point 6, below). It’s hard to accurately predict FX but forecasting sites can help judge whether the value of the pound is likely to fall or rise before you go away.4. Shop around for your holiday moneyCurrency exchange rates not only fluctuate from day to day, but also from provider to provider. Prices are not the same across the board so it’s extremely important to shop around for the best exchange rates before you purchase. Where is it best to exchange currency?There’s not one foolproof place to get the best rates on foreign currency so don’t just rely on the Post Office or your usual provider; phone around and ask for rates or use the excellent MoneySavingExpert Travel Money Max comparison site. Don’t wait until you get to the airport, your hotel or foreign banks, as these will usually charge more commission. If you choose to use a credit or debit card for some of your purchases abroad, always ask to pay in local currency to avoid something called a ‘dynamic currency conversion rate’ which businesses will apply to convert your purchase into sterling. Best ways to exchange money for travel Watch the exchange ratesBuy in advance Use a credit card with no fees (Halifax Clarity)1. Know your FX jargonForeign exchange has its very own jargon. Learn the lingo so you don’t get led up the garden path when purchasing your holiday money:sell rate: what you get when you exchange pounds buy rate: what you get when you exchange leftover foreign currency interbank or bank to bank rate: the wholesale exchange rate that banks use between themselvesLearn more examples of money exchange jargon here and become a fully-fledged FX whizz.2. Investigate your currencyThe US dollar and Euro exchange rate may be fairly straightforward, but some foreign currencies have odd quirks that you need to watch out for. For example, the Moroccan Dirham cannot be exchanged internationally, and Cuba has two currencies – one for tourists and one for locals! To boot, several countries in Southeast Asia, including Cambodia, use US dollars as a second currency, but your dollars need to be pristine – ie. no rips or folds – to use them in Myanmar. Be sure to investigate what you need before you purchase your travel money. ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map 9. Prepaid cardsAnother alternative to carrying bundles of cash around is a pre-paid card. This can give you a bit more peace of mind, as your travel money will be ‘locked‘ at the exchange rate on the day you bought the card, and it won’t fluctuate as you spend, like using debit or credit cards. You load the card with money before you leave the UK then use it as a substitute debit card. Like travellers’ cheques, they have some limitations, including purchase costs or hidden charges, so be sure to read the small-print before you buy. 10. Don’t believe the hypeTravel money providers offer things like ‘0% commission’, ‘best rates on the high street’ or ‘guaranteed best rates’. These claims are often misleading and should not be taken at face value. For example, 0% commission sounds great but rates can be poorer as commission is hidden in their exchange rate margin. The best way to get a great exchange rate is to shop around, check out money converters for current rates and know your currency. Don’t be fooled by marketing spiel! 5. Negotiate discount ratesExchange rates are not set in stone and it’s possible to negotiate a discount with specialist bureaus, especially if you are exchanging a large sum of cash. As a guide, you can often get an extra 0.5% on the advertised rate if you have a large amount to exchange (it makes a difference!). Much like a price-match scheme, you can also negotiate prices if you see a better rate with another provider, so get bargaining!6. High street vs onlineBe aware that many specialist foreign exchange providers offer much better rates over the internet. Plan ahead before you travel and order cash online to pick-up in-store or deliver through the post, and you tend to get a much better rate than the high street. To check who offers the best online rate, use an comparison site like Travel Money Max. We’ve got more money-saving tips for cutting your holiday spending in this guide. 7. Watch out for credit card feesAlthough it’s easy to walk into a bureau de change and whip out a credit or debit card to buy travel money, it’s not always the best value, as some cards tack on extra fees. Each card provider has a different policy, but fees usually start around £1.50. It can work out cheaper to get your pounds from the hole-in-the-wall with your debit card and convert the notes to travel money instead. On the flip side, if you’re intending to use a credit card abroad, some banks and credit companies now offer cards with travel incentives like zero foreign transaction fees and low interest on cash withdrawals abroad. Check out our article on the best credit cards for travel before you go.8. Travellers’ chequesIf the thought of carrying large wads of cash abroad gives you the heebie-jeebies, consider travellers’ cheques. Travellers’ cheques can be replaced if they are lost or stolen and are more secure than cash. The most widely accepted around the world is American Express. Travellers’ cheques have limitations; only six currencies are available and they generally need to be cashed in for hard currency overseas. RelatedBest Debit Cards to use AbroadBest Debit Cards to use Abroad3 travel money mistakes to avoid3 travel money mistakes to avoidTips for using Credit Cards abroadTips for using Credit Cards abroad