Diamond Bank Nigeria Plc (DIAMON.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2013 abridged results.For more information about Diamond Bank Nigeria Plc (DIAMON.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Diamond Bank Nigeria Plc (DIAMON.ng) company page on AfricanFinancials.Document: Diamond Bank Nigeria Plc (DIAMON.ng) 2013 abridged results.Company ProfileDiamond Bank Nigeria Plc is a financial services institution in Nigeria operating in the treasury, business banking, corporate banking and retail banking sectors. The company offers a full service bank of products and services ranging from transactional accounts, electronic banking and money transfer services to securities dealing and custodian services; personal, automotive and home loans; MSME loans and diamond leasing services and investment and advisory services. Diamond Bank Nigeria Plc also offers, among others, life insurance products; foreign exchange services; cash management services; capital management and trade services; import finance; treasury bills and investment notes and working capital finance and contract financing. The financial institution’s head office is in Lagos, Nigeria. Diamond Bank Nigeria Plc is listed on the Nigerian Stock Exchange
House prices have been one of the big winners of 2020. They’ve increased by around 7% for the year, according to research by lender Nationwide. This has helped buy-to-let investors at a time when rents across the country are under pressure. But this bump could be short-lived. Some analysts are predicting a slump in property prices next year when the stamp duty holiday comes to an end. With that in mind, I’d avoid buy-to-let property and buy UK shares for 2021 instead. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Buy-to-let challenges As noted above, analysts are expecting property prices to fall in 2021. There are two reasons why.First, the end of the stamp duty holiday will depress demand. Prices have increased this year as buyers have rushed to complete sales before the end of the holiday. Secondly, buyers have been snapping up properties outside cities. This so-called ‘race for space’ has pushed home prices up rapidly in the most desirable commuter towns. Both of these tailwinds may dissipate in 2021, which may leave the property market gasping for air. Rising unemployment and high property prices will make it harder for buyers, and that could lead to a drop off in demand when the temporary tailwinds are removed. As such, I think UK shares could be a better investment for 2021. Buying UK shares A portfolio of UK stocks may provide significantly more diversification than buy-to-let property. Indeed, rental property is an exact bet on the state of the UK housing market. Meanwhile, investors can gain access to different sectors and industries by using UK shares. For example, BAE Systems is one of the world’s largest defence companies. Ethical considerations aside, this business is extremely defensive. Contracts signed with government bodies usually run for many years, which provides a steady income stream for the group.What’s more, the company also owns a portfolio of intellectual property. This gives it a competitive advantage over other businesses which may be competing for similar agreements. I’d much rather own a company with the sort of predictable income stream available to BAE over buy-to-let property with the sector’s deteriorating outlook. Another option is IT infrastructure consultant Computacenter. As the world becomes more and more reliant on technology, I reckon the demand for this company’s services will continue to increase. It already looks as if 2020 is going to be a bumper year for the enterprise. With profits set to expand by a double-digit percentage, shares in the business have jumped nearly 30%. It would be challenging to achieve the same sort of returns with buy-to-let property. With these sorts of returns on offer, it’s clear to me why UK shares could be a better investment than buy-to-let property in 2021. The ability to diversify across several sectors and industries is also desirable, and I think this could lead to increased total returns in the long run. See all posts by Rupert Hargreaves Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Rupert Hargreaves | Saturday, 19th December, 2020 | More on: BA CCC Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” With house prices set to fall, I’d avoid buy-to-let in 2020 and buy UK shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
Defining moment: Manu Tuilagi helps England to a famous victorySince taking over, his results have been of the steady, slow-burn nature rather than spectacular. A 6o per cent win rate in 30 games in charge is consistent, while three creditable second-place Six Nations finishes, with only a Gael Fickou step to deny him England’s first Grand Slam in 11 years, a reasonable return. The nadir came in March 2013, with the 30-3 mauling at the Millennium Stadium against a fired-up Welsh side but Lancaster, importantly, didn’t buckle. The stand-out result is easy, a dismantling of the All Black machine 38-21 at Twickenham, in the only game Steve Hansen’s men have lost since 2011.Away from scoreboard and looking at the wider picture, Lancaster can take credit for reshaping the squad to reflect his values. Low-key, humble and driven are all adjectives you’d use to describe the new England and that has made them a marketable commodity with the sponsors who have been wooed by their exemplary behaviour to furnish the Union’s coffers.Nadir: Stuart Lancaster was dejected after England’s loss against Wales in 2013The long-term contracts are also commendably aimed at taking some of the pressure off the coaches to allow them to further plan beyond 2015 and towards the World Cup in Japan in 2019 where they reap the benefit of two consecutive Junior World Cup winners squads, replete with tantalising talent in the form of Henry Slade, Sam Hill, Anthony Watson, Jack Nowell and Luke Cowan Dickie. You cannot blame any coach for wanting to work with that potential. TAGS: Highlight When the news hit the wires, or in more modern parlance, timelines of England fans, stating that Stuart Lancaster and his coaching team, Andy Farrell, Mike Catt and Graham Rowntree had signed six-year contract extensions to take them to 2020, the first thing that sprang to mind was the eight-year contract offered to the embattled Newcastle manager Alan Pardew. Whether RFU Chief Executive Ian Ritchie will be as reluctant to pay out as Mike Ashley seems, should results take a turn for the worse, is a moot point but whatever your take, it is some gamble by the convivial former All England Club chief executive.One the one hand, it’s a move designed to bring reassurance and remove any elements of instability to a coaching group that would be forgiven for raising a few beers in the direction of Twickenham this evening. On the other, it could be argued that Stuart Lancaster should have been made to wait until after the perilous Pool stages at the Rugby World Cup had been negotiated before any lucrative deal was rubber stamped.Working relationship: Lancaster and Ritchie have brought stability to the RFUIt seems Ian Ritchie has gone with the carrot, not the stick his playing his hand early. He has been at pains to stress that he cannot hypothesise as to future results but he can only look at history for two Test cases that brought very different end results. In 1999, the right boot of Jannie de Beer sent Clive Woodward scurrying back to his bunker to await his fate before, after some deliberation, he was given a reprieve and he duly repaid the faith the RFU had invested in him by spiriting the World Cup from under the noses of the Australian’s four years later in Sydney.Only the flip side, four years later, Ireland coach Eddie O’Sullivan was rewarded with a fresh four-year contract, before the 2007 Rugby World Cup, and saw his regime unravel before the ink dried as they crashed out of the tournament and lost their lustre months later in the Six Nations. O’Sullivan was a footnote in the IRFU’s history merely six months later.The RFU’s announcement was always bound to raise eyebrows. A six-year coaching term is rare in a market as volatile as international sport but it speaks volumes for the job Stuart Lancaster has done to change the culture within England. This, less than three years since the RFU was mired in leaks, poor discipline and most importantly, limp on-field performances. Job well done: Stuart Lancaster and his England coaches have been offered six-year contracts LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Eyebrows were raised when it was announced Stuart Lancaster had been handed a long-term contract but only serves to show the faith Ian Ritchie has in the modest Cumbrian That’s enough of the theory, and you wish Lancaster good luck. He’ll be all too aware that should Australia and Wales humiliate England on home-soil in next year’s World Cup, leaving England to host a competition they’re no longer part of, then he may find a darkening in Ian Ritchie’s tone as England’s supremo is left with the same choice as Francis Barron had in 1999. To stick or twist. For England’s supporters, they will hope he’s is not faced with that unpalatable scenario.
Iran Year: Apartments Architects: Ashari Architects Area Area of this architecture project Safari Residential Apartment / Ashari Architects Safari Residential Apartment / Ashari ArchitectsSave this projectSaveSafari Residential Apartment / Ashari Architects Area: 1300 m² Year Completion year of this architecture project ArchDaily Photographs “COPY” CopyAbout this officeAshari ArchitectsOfficeFollowProductsWoodSteelBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBuildingsResidentialShirazIranPublished on December 23, 2017Cite: “Safari Residential Apartment / Ashari Architects” 22 Dec 2017. ArchDaily. Accessed 11 Jun 2021.
Home Indiana Agriculture News Ethanol, the Key to Recovery of the Farm Economy SHARE By Gary Truitt – Feb 22, 2017 Facebook Twitter Ethanol, the Key to Recovery of the Farm Economy Ethanol, the Key to Recovery of the Farm EconomyMatt MerrittThe U.S. ethanol industry added $42.1 billion to the nation’s gross domestic product and supported nearly 340,000 jobs in 2016, according to a just released study. The report suggests that continued growth of the renewables sector is the key to recovery in the farm economy. Matt Merritt, with POET, the nation’s largest ethanol producer and operator of the majority of ethanol plants in Indiana, says the key to turning the current dismal farm economy around is growth in the ethanol sector, “Ethanol can play the most important role in overcoming the challenges that face rural America.”Merritt points to history as his proof, “When the ethanol industry was growing and expanding, land prices were going up, corn prices were going up, that is when farm incomes were going up. I don’t think it is a coincidence that when the ethanol industry stopped growing that is when ag producers started facing their challenges.”“The importance of the ethanol industry to agriculture and rural economies is particularly notable,” the study found. According to the analysis, the production and use of 15.25 billion gallons of ethanol last year also:contributed nearly $14.4 billion to the U.S. economy from manufacturing;added more than $22.5 billion in income for American households;generated an estimated $4.9 billion in tax revenue to the Federal Treasury and $3.6 billion in revenue to state and local governments;displaced 510 million barrels of imported oil, keeping $20.1 billion in the U.S. economy.“As these figures show, growth of the U.S. ethanol industry clearly ripples throughout our economy,” said Renewable Fuels Association President and CEO Bob Dinneen. “Our industry produced nearly 340,000 jobs last year and displaced more than 500 million barrels of imported oil, bringing well-paid jobs to local communities that are helping a domestic energy industry. The footprint of the U.S. ethanol sector touches every consumer in every city. This study provides definitive proof that the U.S. ethanol industry is helping to power the country’s economic engine.”“The ethanol industry is a strong contributor to the U.S. economy, bringing jobs and tax revenue, while helping to displace imported oil,” said Economist John Urbanchuk, the study’s author and a managing partner at ABF Economics. “Continued growth and expansion of the ethanol industry through new technologies and feedstocks will enhance the industry’s position as the original creator of green jobs, and will enable America to make further strides toward energy independence.”Merritt urged all farmers to support renewable fuels as a way of bringing profitability back to the farm economy, “We are pushing e-15 into the marketplace. We need to get the product in front of consumer so they can see the great benefits.” He added, while e-15 is slow to penetrate the Midwest, it is going very well in large East Coast gasoline markets. SHARE Previous articleFighting Corn and Soybean Disease in 2017Next articleRyan Martin’s Indiana Ag Forecast for February 23, 2017 Gary Truitt Facebook Twitter
May 18, 2021 Find out more EthiopiaAfrica EthiopiaAfrica February 10, 2021 Find out more The 20 journalists were denied entry to ORTO headquarter on 25 June and were effectively dismissed without any explanations other than their alleged “narrow political views,” an assessment the management reached at the end of a workshop for journalists and regional government officials that included discussions on the controversial Master Plan of Addis that many activists believe is aimed at incorporating parts of Oromia into the federal city of Addis Ababa.The journalists had reportedly expressed their disagreement with the violence used by the police in May to disperse student protests against the plan, resulting in many deaths. It is not yet clear whether the journalists may also be subjected to other administrative or judicial proceedings.“How can you fire journalists for their political views?” said Cléa Kahn-Sriber, the head of the Reporters Without Borders Africa desk. “The government must provide proper reasons for such a dismissal. Does it mean that Ethiopia has officially criminalized political opinion ?“In our view, this development must be seen as an attempt by the authorities to marginalize and supress all potential critiques ahead of the national elections scheduled for 2015 in Ethiopia. These journalists must be allowed to return to work and must not be subjected to any threats or obstruction.”Ethiopia is ranked 143rd out of 180 countries in the 2014 Reporters Without Borders press freedom index. Reporters Without Borders condemns last week’s politically-motivated dismissal of 20 journalists from Oromia Radio and Television Organization (ORTO), the main state-owned broadcaster in Oromia, Ethiopia’s largest regional State. June 30, 2014 – Updated on January 20, 2016 State broadcaster fires 20 journalists for “narrow political views” News News RSF_en Receive email alerts News to go further Journalist attacked, threatened in her Addis Ababa home RSF condemns NYT reporter’s unprecedented expulsion from Ethiopia May 21, 2021 Find out more (photo : Muktar Kedir, President of the Oromia regional state) Organisation Follow the news on Ethiopia Help by sharing this information Ethiopia arbitrarily suspends New York Times reporter’s accreditation News
WhatsApp By Digital AIM Web Support – April 6, 2021 TAGS Twitter Pinterest Pinterest Facebook A shot in the arm: EU vaccine program struggles to speed up Facebook Local NewsBusiness FILE – In this Saturday, Dec. 26, 2020 file photo, medical staff receive part of a Pfizer-BioNTech Covid-19 vaccine shipment at the UZ Leuven hospital in Leuven, Belgium. EU leaders on Thursday, Feb. 25, 2021, during an EU summit video conference, will look at ways to improve the vaccine rollout, as they press pharmaceutical companies to respect the terms of their contracts with the 27-nation bloc. WhatsApp Twitter Previous articleSteelers planning on Roethlisberger’s return in 2021Next articleSky Labs CART-I wurde zu einer klinischen Studie von Professor Betts von der Universität Oxford eingeladen Digital AIM Web Support
Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Black Knight CoreLogic default Experian Frank Nothaft Mortgage Bankers Association (MBA) S&P Dow Jones Indices S&P/Experian Consumer Credit Default Indices U.S. Department of Labor Share Save Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for Entrepreneur.com. First Mortgage Default Rates Slide in April The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post Related Articles About Author: Eric C. Peck 11 days ago 729 Views The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / First Mortgage Default Rates Slide in April Previous: Savvy Homeowners Aim to Profit in Strong Sellers’ Market Next: A Look at Home Values in Communities of Color Servicers Navigate the Post-Pandemic World 2 days ago S&P Dow Jones Indices and Experian has released its latest S&P/Experian Consumer Credit Default Indices, which found that in April 2021, the composite rate was four basis points lower at 0.50%, with the first mortgage default rate decreasing four basis points to 0.33%. Year-over-year, first mortgage default rates stood at 0.66% in the midst of nationwide stay-at-home orders due to the pandemic.The S&P/Experian Consumer Credit Default Indices measures changes in consumer credit defaults, and in addition to first mortgages, measures bank card defaults and auto loan defaults.Unemployment numbers continue to take steps in the right direction as more and more Americans are regaining their financial footing after a year of the pandemic. Just last week, the U.S. Department of Labor reported unemployment claims at 473,000, a decrease of 34,000 from the previous week’s level, and the lowest level for initial claims since March 14, 2020 when it was 256,000.Regionally, four of the five major metropolitan statistical areas (MSAs) showed lower default rates in April compared to March. Miami saw the largest drop, falling 19 basis points to 1.04%. Chicago decreased nine basis points to 0.50%, while Dallas was down eight basis points to 0.51%. New York was three basis points lower at 0.83%. Los Angeles was the only MSA that increased, up two basis points to 0.52%.According to Black Knight, nearly 250,000 forbearance plans list expiration dates in May 2021, meaning that next month’s S&P/Experian Consumer Credit Default Index may see a rise in first mortgage default if those homeowners do not execute workouts with their servicers.And with first mortgage default rates holding at 0.33%, servicers are bracing for a potential flood of requests for forbearance extensions to curb any sort of rise in delinquencies as the nation’s economy looks to regain its footing.“Some families that had overspent during the year-end holiday season, and then faced financial stress in the new year, may slip behind on a mortgage payment by February,” recently said CoreLogic Chief Economist Frank Nothaft. “During each of the last five years, the 30-day delinquency rate moved higher from January to February. With economic conditions improving, we expect delinquency rates to move lower in coming months.”Further, in Q1, the Mortgage Bankers Association (MBA) reported the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a rate of 6.38% of all loans outstanding. The MBA includes loans in forbearance if the payment was not made based on the original terms of the mortgage. MBA’s research shows the delinquency rate dropped 35 basis points from Q4 of 2020, and experts at the MBA says there has never been such a substantial decline in the delinquency rate over such a short period of time. Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Journal, Market Studies, News Demand Propels Home Prices Upward 2 days ago Black Knight CoreLogic default Experian Frank Nothaft Mortgage Bankers Association (MBA) S&P Dow Jones Indices S&P/Experian Consumer Credit Default Indices U.S. Department of Labor 2021-05-19 Eric C. Peck Subscribe
Twitter WhatsApp Previous articleTUI pull Mallorca flight from City of Derry AirportNext articleBreaking: Security alert underway in Derry News Highland RELATED ARTICLESMORE FROM AUTHOR DL Debate – 24/05/21 News, Sport and Obituaries on Monday May 24th Facebook WhatsApp Twitter By News Highland – January 21, 2019 Google+ Arranmore progress and potential flagged as population grows Only two sites in Letterkenny MD registered as ‘derelict’ Pinterest Facebook Pinterest Loganair’s new Derry – Liverpool air service takes off from CODA Google+ It’s been revealed that just two derelict sites are currently registered in the Letterkenny Municipal District.The two sites in question are situated in Ramelton and Fanad, with none registered in Letterkenny town itself.The low number has caused concern that not enough is being done by the local authority in assessing buildings in the area.Cllr Gerry McMonagle says it’s clear that Donegal County Council do not have the resources to paint the real picture.He’s calling on them to do more:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/01/gerryvhjhgjghjghderelict1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. AudioHomepage BannerNews Important message for people attending LUH’s INR clinic Nine til Noon Show – Listen back to Monday’s Programme
The second oil discovery in the offshore Orinduik block was made through the drilling of the Joe-1 wildcat well to a total depth of 2,175m Image: The Joe-1 well in the Orinduik block was drilled with the Stena Forth drillship. Photo: courtesy of Tullow Oil plc. Tullow Oil and its partners have made another oil discovery in the Orinduik block in the Guyana basin following the drilling of the Joe-1 exploration well.The Joe-1 oil discovery follows the Jethro-1 oil discovery made by the partners in the offshore Guyanese block in August.According to Tullow Oil, the Joe-1 oil discovery has opened a new Upper Tertiary oil play in the Guyana basin.The latest oil discovery in the Orinduik block was made following the drilling of the Joe-1 exploration well to a total depth of 2,175m in water depth of 780m with the Stena Forth drillship.Tullow Oil said that following the evaluation of logging and sampling data, it has been confirmed that the Joe-1 exploration well had intersected 14m of net oil pay in high-quality oil bearing sandstone reservoirs of Upper Tertiary age.The company said that Joe, which is the first oil discovery in the Upper Tertiary, de-risks the petroleum system in the west of the Orinduik block, where a considerable number of Tertiary and Cretaceous age prospects have been marked.Tullow Oil exploration director Angus McCoss said: “I am very pleased that we have made back-to-back discoveries in Guyana and successfully opened a new, shallower play in the Upper Tertiary age of the Guyana basin with our second well.“The Joe-1 discovery and its surrounding prospects represent another area of significant potential in the Orinduik Block and we are greatly looking forward to the next phase of the programme as we continue to unlock the multi-billion barrel potential of this acreage.”Stakeholders in the Orinduik blockThrough its subsidiary Tullow Guyana, the company is the operator of the Orinduik block with a stake of 60%. The other partners in the offshore Guyanese block are Total E&P Guyana (25%) and Eco (Atlantic) Guyana, which holds the remaining 15% stake.Eco Atlantic CEO and co-founder Gil Holzman said: “Yet another oil discovery for Eco in Guyana, and we are delighted to have been successful on both of our first two wells. We share this success with the people of Guyana and our great partners at Tullow and Total.“With Jethro and Joe as two proven oil discoveries on our block, in two separate horizons, and with multiple drilling targets in front of us, we are in a great place.”